Why mutual funds?
Mutual funds offer an excellent opportunity to grow your wealth by investing in a diversified portfolio. At Klarfin, we help you invest in high-return generating mutual funds tailored to your goals, tenure, and risk appetite.
Investment Options
Choose to invest daily, monthly, or as a one-time lump sum in:
Short term cash
Opt for safe, fixed income-generating assets
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Long term funds
Diversify your investments with a mix of debt, hybrid, and equity mutual funds
Key Features
No Fees
We do not charge fees to our customers. Our commission comes directly from the AMCs, making the service completely free for you.
Complete Liquidity
Access and redeem your funds anytime, without restrictions
Paperless & Automated
Enjoy a 100% digital process for investments and redemptions. Our platform automates the entire investment journey, allowing you to maximize returns with minimal effort.
Safety & Transparency
Your money flows directly to the AMCs, and Klarfin never holds your funds. Monitor your investments 24/7 on desktop or mobile, so you always know where your money is and how it’s performing.
Our Partners
How does it work?
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Register
Complete quick registration and KYC verification
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Plan
Strategize your monthly outflows with our team
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Invest
Invest with a single click or via our support team
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Track
Monitor returns in real-time and see them grow
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Withdraw
Redeem your investments anytime without any penalty
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How can I be confident about the safety of my funds?Consent-Based Actions: All actions to manage your funds are taken with your consent and supported by industry-leading experts. Direct Fund Flow: Your funds flow directly from your account to the Asset Management Company’s (AMC) bank account, never passing through Klarfin’s account. Reputable AMCs: We partner with top AMCs like HDFC, SBI, and Nippon India, each managing assets exceeding INR 1 lakh crore. Even if Klarfin ceases operations, your funds remain secure with these large institutions.
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What about the safety of the data that I share with you?Your data is collected per SEBI compliance requirements and shared directly with the AMC where we invest. It is stored in an encrypted format and is not used or shared for any other purposes. We have stringent checks and balances to ensure data security.
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What is the shortest period of time I can invest for?You can invest for as short as 3 days; some even choose to invest just over the weekend. Certain debt instruments offer returns of approximately 7% even in the short term with no lock-in period.
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How will this be shown in the books? How will it be taxed?Income from mutual funds is classified as Capital Gains, unlike FD income, which is categorized as Income from Other Sources. Mutual fund income is taxed only upon sale (with no TDS deduction), helping defer taxes. Certain schemes offer a lower taxation rate of 12.5% compared to 25%.
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Will we need to open a Demat account?No, a Demat account is not required. Simply complete your basic registration with us. The required details will depend on whether you are a Proprietorship, Partnership, Company, or Individual.
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What is the cost involved?We do not charge any fees to you. Our commission comes from the AMCs.